新車的貸款利率通常比中古車低，這是因為新車的折舊速度較慢，貸款機構承擔的風險較低，因此願意提供較低的利率。 Benedict wrote that in the course of the 1980s and nineteen nineties, “the ideal into a protection (for priests) was so wide as to make a conviction practically extremely hard.”